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The Karma Sathi Prakalpa Scheme introduced by the West Bengal government stands as a beacon of hope for unemployed youths in the state, aiming to empower them with financial assistance and entrepreneurial opportunities. This visionary initiative reflects the government’s commitment to addressing urban unemployment and fostering self-reliance among the youth population. Under the WB Karma Sathi Prakalpa Scheme, eligible jobless youths are offered loans of up to Rs. 2 lakh, providing them with the necessary capital to embark on income-generating projects and entrepreneurial ventures. This financial support serves as a catalyst for economic empowerment, enabling young individuals to realize their business aspirations and contribute meaningfully to the state’s economic landscape.


In a significant move to bolster the scheme’s impact, the state government allocated a substantial sum of Rs. 500 crore in the recent Budget, underscoring its dedication to supporting urban unemployed youths in their quest for self-sufficiency. This financial commitment reflects the government’s proactive approach to addressing unemployment challenges and creating a conducive environment for youth entrepreneurship to thrive. The implementation of the WB Karma Sathi Prakalpa Scheme falls under the purview of the State Cooperation Department of West Bengal, responsible for overseeing the disbursement of soft loans to aspiring young entrepreneurs. By entrusting the scheme to this department, the government ensures efficient execution and transparent delivery of financial assistance to deserving candidates, fostering a culture of entrepreneurship and innovation in the state.


On an annual basis, the state government pledges to provide soft loans to 1 lakh youths, enabling them to kickstart their entrepreneurial journey and transition from job seekers to job creators. This commitment to nurturing a new generation of entrepreneurs underscores the government’s vision of fostering economic growth, reducing unemployment rates, and promoting self-employment as a viable career path for the youth demographic. The infusion of loan funds through the Karma Sathi Prakalpa Scheme empowers youths to explore self-employment opportunities, nurturing their entrepreneurial spirit and equipping them with the resources to establish sustainable businesses. By encouraging youths to become job creators, rather than mere job seekers, the scheme catalyzes a paradigm shift in the employment landscape, fostering a culture of innovation, creativity, and economic self-sufficiency among the youth population.


Karma Sathi Scheme Prakalpa 2024 (Objective)

  • The state government’s initiative to launch the “Karma Sathi Prakalpa” scheme, as per Chief Minister Mamata Banerjee’s directive, signifies a pivotal step towards fostering self-reliance among unemployed youths in West Bengal. This visionary scheme aims to empower one lakh young individuals through the provision of soft loans and subsidies, equipping them with the means to embark on entrepreneurial ventures and become self-sufficient contributors to the state’s economy.
  • Chief Minister Mamata Banerjee’s leadership in championing this scheme underscores the government’s unwavering commitment to addressing youth unemployment and promoting economic independence. By spearheading initiatives that prioritize the welfare and empowerment of the state’s youth population, the government sets a precedent for proactive governance and inclusive economic development.
  • The successful implementation of the Karma Sathi Prakalpa scheme reflects the government’s dedication to creating a conducive environment for youth entrepreneurship to flourish. In a landscape marred by high unemployment rates, the scheme stands as a beacon of hope, offering tangible support to unemployed youths and enabling them to realize their full potential as self-reliant individuals.
  • Amidst the backdrop of India’s soaring unemployment rate, which currently stands at a staggering 24%, West Bengal’s commendable reduction of 40% in unemployment rates is a testament to the efficacy of targeted interventions such as the Karma Sathi Prakalpa scheme. By providing financial assistance in the form of soft loans and subsidies, the state government not only addresses the pressing issue of unemployment but also nurtures a culture of entrepreneurship and innovation among the youth demographic.
  • The scheme’s ambitious target of disbursing loans to one lakh youths annually underscores the government’s proactive stance in empowering young individuals to pursue their entrepreneurial aspirations. With each beneficiary eligible to receive loans of up to Rs 2 lakh, the scheme not only provides financial support but also instills a sense of confidence and self-reliance in aspiring entrepreneurs, enabling them to realize their business dreams and contribute meaningfully to the state’s economic growth.
  • Furthermore, the government’s commitment to providing subsidies for new projects complements the financial assistance offered through the scheme, incentivizing youths to explore diverse business opportunities and venture into untapped sectors. By offering a comprehensive support package that includes both loans and subsidies, the government demonstrates its holistic approach to fostering youth entrepreneurship and driving sustainable economic development in West Bengal.