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Bangla Shasya Bima Yojana” to support farmers in the state. This scheme provides crop insurance for farmers through the United India Insurance Company, covering losses in case of crop damage, including aman paddy, aus paddy, jute, and maize.

The collaboration with the Agriculture Insurance Company (AIC) of India for the Bangla Shashya Bima Scheme 2019 signifies a strategic partnership aimed at safeguarding the interests of farmers in West Bengal. By offering crop insurance without any premium payment required from the farmers, the scheme aims to provide financial security and stability to those involved in agricultural activities.

The proactive approach of the state government in bearing the Bangla Shasya Bima crop insurance premium on behalf of farmers highlights their commitment to supporting the agricultural community. This initiative not only protects farmers from potential crop losses but also demonstrates the government’s dedication to promoting the welfare and prosperity of the farming sector in West Bengal.

The inclusion of crops like aman paddy, aus paddy, jute, and maize under the Bangla Shasya Bima Scheme broadens the scope of coverage, ensuring that a diverse range of crops crucial to the state’s agriculture sector are protected. This comprehensive approach reflects the government’s understanding of the varied agricultural landscape in West Bengal and the importance of safeguarding farmers against unforeseen circumstances.

By launching the Bangla Shasya Bima Yojana, the West Bengal Government is taking a significant step towards enhancing the resilience of farmers and providing them with a safety net in times of crop loss. This scheme not only supports individual farmers but also contributes to the overall growth and sustainability of the agricultural sector in the state.

In conclusion, the implementation of the Bangla Shasya Bima Yojana underscores the government’s proactive efforts to address the needs of farmers and ensure their well-being. By offering crop insurance coverage for key crops and shouldering the premium costs, the scheme aims to mitigate risks and enhance the livelihoods of farmers in West Bengal, ultimately fostering a more secure and prosperous agricultural community.


Shasya Bima Scheme (বাংলা শস্য বীমা) – Eligibility Criteria for Crop Loan

  • The eligibility criteria for the Bangla Shasya Bima Yojana in West Bengal are designed to ensure that farmers who truly need support can benefit from the scheme. To qualify for the scheme, farmers need to meet certain requirements set by the government to access the crop insurance benefits.
  • Firstly, farmers applying for the Bangla Shasya Bima Scheme must be permanent residents of West Bengal. This residency requirement ensures that the scheme caters specifically to farmers within the state, aligning with the government’s focus on supporting local agricultural practices.
  • Secondly, farmers are required to have taken a loan from a registered bank or a government institution. This condition aims to target farmers who have financial obligations related to their agricultural activities, indicating that those actively engaged in farming and seeking financial assistance are eligible for the scheme.
  • All farmers who have taken loans, whether granted or applied for, are eligible to avail themselves of the insurance benefits under the Bangla Shasya Bima Scheme. This inclusive approach extends support to a wide range of farmers who rely on financial assistance to sustain and enhance their agricultural operations.
  • Additionally, non-loanee farmers growing notified crops are also eligible to opt for the scheme. This provision ensures that farmers who may not have taken loans but are cultivating specific crops identified under the scheme can still participate and benefit from the insurance coverage.
  • Under the scheme’s guidelines, applicants will receive insurance coverage only after experiencing crop damage. To claim benefits, beneficiaries must provide proper proof and documents of the crop damage to the relevant authorities. This requirement ensures transparency and accountability in the insurance claims process, safeguarding the scheme against potential misuse.
  • Furthermore, farmers applying for the Bangla Shasya Bima Yojana should not be defaulters in any bank. This condition underscores the importance of financial responsibility and integrity, emphasizing the need for farmers to maintain a good credit history and fulfill their financial obligations to be eligible for the scheme.
  • By adhering to these eligibility criteria, the Bangla Shasya Bima Yojana aims to reach and support farmers who meet the specified requirements, promoting responsible farming practices and ensuring that the benefits of the scheme are directed towards those in genuine need of assistance in West Bengal.